We've heard alot of folks complain about alot things. One of the most heard has to be about the cost of their auto insurance, hardly surprising, given that a typical policy costs at least several hundred dollars a year. Depending on how old you are, driving history, and some other factors, your annual premium can be actually be several thousands of dollars. So how can you lower your premium and save money? If you own a automobile and drive it, going without insurance is generally not an option. In most states, you're required by law to purchase a minimum amount of liability coverage. And you should probably have more than just the bare minimum if you want to provide yourself with adequate protection. There are steps you can take, however, to reduce your auto insurance costs without having to cancel your policy. Some or all of these steps may be appropriate for you, depending on your circumstances. We've listed