Free Credit Report:
"Click here if you don't know what your Credit Score is"
Along with your FREE Credit Score with FREE trial!
you'll have a full 30 days to try Privacy Matters FREE. Gain peace of mind knowing that your personal information hasn't been compromised by Identity Thieves.
With the Privacy Matters Identity Protection Service, you'll have full access to all of Privacy Matters' benefits and services,which include:
- Up to $25,000 worth of Identity Theft Coverage** — at no extra cost.
(ID theft policy is not available to New York state residents)
- UNLIMITED copies of your credit report and credit score
- Automatic weekly credit and fraud alerts
- 24-hour Card Registration Service with emergency assistance if your credit cards are lost or stolen
Credit and identity fraud is a growing concern and can happen at any time.This should also be a concern of yours as well - before it's to late. Privacy Matters will help you easily monitor your information and quickly stop identity thieves in their tracks. In matters of identity theft, the faster you detect foul play, the easier it is to restore your good name.
And that's not all! You also have access to other important benefits, including:
- UNLIMITED, toll-free access to Credit Report Customer Service
- Exclusive offers on computer protection software
- FREE Family Records Organizer CD-ROM plus much more
Your credit report is actually your credit history. It is created by data about you from many different sources. Companies that have granted you credit make regular reports about your accounts to the three main CRAs (Credit Reporting Agencies): Equifax, Experian (formerly TRW), and TransUnion. If you're late in making payments, those to whom you owe money such as utilities bills, hospital bills, credit card bills, landlords and others may report this information to the CRA. Your bank may inform the CRA if you overdraw your account or do not make credit card, auto loans, or mortgage payments on time. Your credit report may also contain information about delinquent child support payments.
It's ALL IN THERE!
Your credit report contains your name and any name variations, your address, and previous addresses, telephone number (including unlisted number), Social Security number, year and month of birth, and employment information. Information in your report also includes matters of public record such as civil judgments, tax liens and bankruptcies.
Because you have the right to know who has inquired about your credit file or has requested your report over the last six months, any copy of the report you receive must also include the identity of all such inquiries. Inquiries related to pre-approved offers, as well as your own inquiries, are not available to credit grantors. However, they are included in credit reports that you order for yourself.
The FCRA allows CRAs to report records of convictions of crime. However, it is not the practice of any of the three main CRAs to report criminal convictions on credit reports. Such information may, however, be reported in connection with an employer background check, an application for automobile insurance, or an application to rent a house or apartment.
Click here if you want to know what your Credit Score is. 
